Mortgage Applications

Ready to make it happen? Let's get your application right.

  • Great reviews
  • Exclusive rates
  • Free, no obligation initial consultation
  • Specialist advisors

Discover your borrowing power with NO credit checks!

Mortgage Applications

Ready to make it happen? Let's get your application right.

  • Great reviews
  • Exclusive rates
  • Free, no obligation initial consultation
  • Specialist advisors

Discover your borrowing power with NO credit checks!

Your guides to applying

The world of mortgage applications can feel daunting, but it doesn't have to. We've created this section to be your straightforward, step-by-step guide to the entire process. Whether you're a first-time buyer, moving home, or just starting to think about your options, we’ll help you understand what's next and feel confident every step of the way.

Affordability calculator

Use our mortgage affordability calculator to see how much you could borrow. Estimate your budget and plan your next home purchase.

6 mins

The application process

We guide you through the full mortgage process, from first contact to getting your mortgage offer. We’ll help you prepare and make it easy.

3 mins

Mortgage documents

Here's a simple list of the documents you’ll need to get your loan approved. We'll help you collect what's required so you're ready.

3 mins

Mortgage deposits explained

We explain the deposit size you'll likely need to buy a home or investment property. A bigger deposit can help you get a better rate and deal.

4 mins

What brokers do for you

A broker can guide your choices and help you find a better deal. We'll show you how to navigate the mortgage market with expert advice.

5 mins

Guarantor mortgages

Someone else helps you qualify by backing your repayments. We'll show you how this mortgage can boost your affordability and borrowing.

How much could you borrow?

No credit checks here! Simply fill out the information below to get your estimate!

Why choose Just Mortgage Brokers?

We specialise in mortgages for real people, not just perfect credit scores. Whether you’ve faced bad credit, self-employment challenges, or complex financial situations, our experts find solutions tailored to you. No jargon, no judgment, just a dedicated team working to make homeownership possible.

1.

This is our specialty, It’s what we do!

Bad credit? Complex situation? This is what we do best.

2.

Direct access to top lenders

We speak directly with underwriters to find solutions others can’t.

3.

Exclusive tailored deals

Exclusive deals tailored to you Get access to mortgage offers you won’t find elsewhere.

4.

Trusted by our customers

Our great reviews speak for themselves – real help, real results.

Excellent

4.94 based on 152 reviews

Costas

Verified user

We were very happy with Daniel at Just Mortgages as he helped us with our mortgage journey.He was very helpful and the process was quicker then we expected.Excellent customer service and very professional....5 Star review for Just Mortgages!

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United Kingdom, 2 months ago

Yaser & Amanah

Verified user

Daniel was excellent, he really helped us get the right mortgage package. He helped me understand each package and rate. Daniel was very patient with me. Thank you Daniel! I honestly highly recommend

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United Kingdom, 2 months ago

Timothy

Verified user

As a Landlord with a large portfolio the number of products available are limited. Daniel was great identifying competitive products and we agreed to three buy to let mortgages which completed without any issues. All questions and responses were anwered in a timely and professional manner. I would recommend Daniel and Just Morgage Brokers.

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United Kingdom, 2 months ago

Verity

Verified user

Just Mortgage Brokers are very helpful and responsive. Would definitely recommend their services to everyone

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United Kingdom, 2 months ago

Daniel

Verified user

Excellent support getting my initial mortgage and subsequently remortgaging. Very friendly service, always transparent and honest. Recommend highly

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United Kingdom, 2 months ago

Sarah

Verified user

It’s the second time we have used Just Mortgage Brokers & they were amazing! Daniel made everything so easy for us. We will definitely use them every time & recommend to friends & family.

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United Kingdom, 2 months ago

Emma

Verified user

Super easy to use, saved loads of time and stress having to sort out a new mortgage ourselves. It's easy to talk to a person on the phone and everyone has always been very helpful. This is the second time we've just JM and I would highly recommend!

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United Kingdom, 2 months ago

Ben

Verified user

Smooth as ever, efficient and charming - thanks team!

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United Kingdom, 2 months ago

Charmaine

Verified user

Always helpful and responsive. Yasmin always gets us a good deal, and we have been using Just Mortgage Brokers for many years. Easier to deal with then going direct to the lenders. Would highly recommend.

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United Kingdom, 2 months ago

Joel

Just Mortgage Brokers are the only place I’ll go for a mortgage or remortgage. Say what they’ll do- and then deliver each time, regardless of your circumstances. Highly recommended.

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United Kingdom, 2 months ago

Ready to talk mortgages?

Got questions, need advice, or just want to explore your options? We’re here to help.

Call us: 01473 356284 (local rate)

Email us: [email protected]

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