Mortgage Protection

With many years of experience we are well placed to provide the most suitable solutions to protect your mortgage and financial commitments.

Mortgage Protection

With many years of experience we are well placed to provide the most suitable solutions to protect your mortgage and financial commitments.

2 mins

Updated: September 11th, 2025

Contents

2 mins

Updated: September 11th, 2025

In this article

 

When you’re securing a mortgage or a large loan, it is easy to overlook the need to put plans in place to protect against the uncertain possibilities that can affect you and your ability to successfully manage your finances in the future. In a worst case scenario, your family and loved ones will be left with debts that they simply cannot manage. Thus, it is essential to protect your income and your commitments.

Finance protection

Do you have the protection you need to proceed with securing your new home? We help ensure that our customers have the security they need to protect their family and loved ones from unexpected financial difficulties. Provided with their own dedicated mortgage advisor, our customers get the full benefit of a wealth of experience, guiding them through the process with the assurance that their protection needs are addressed correctly.

Our comprehensive service includes finding the right protection solutions for  any possible circumstances. Protection Services include:

To protect in the event of death (We offer a choice of insurers)

Covers against the inability to work due to sickness, disability and serious illness

To protect you buildings and/or contents

To replace your income if you were to unexpectedly lose your job due to no fault of your own.

For Buy to Let Investors

Understanding mortgage protection

The mortgage application process can prove to be a stressful time and may result in some other essential “add ons” being overlooked. Here at Just Mortgage Brokers, we will guide you through various protection products that should be considered, to compliment your mortgage commitment and avoid financial hardship should the unexpected occur.

Taking into account your existing protection products, we will put together a suitable plan to cover the important financial risks and talk through our recommendations. Products to insure your life in the event of a serious critical illness or death, your income in the event of sickness or unemployment and your property will all be thoroughly discussed as part of the service.

About the author

Author's Avatar

Carl Shave: CEO and co-founder

Carl Shave has been involved in the mortgage & finance industry since leaving education and is one of the co-founders of Just Mortgage Brokers. He has written guest posts and provided journalist comments for companies such as The Times, FT Adviser, Mortgage Strategy, Mortgage Solutions and others, demonstrating his extensive industry knowledge.

Qualifications:
Certificate in Mortgage Advice and Practice (CEMAP): Year Attained: 2001

Author's Avatar

Excellent

4.94 based on 152 reviews

Costas

Verified user

We were very happy with Daniel at Just Mortgages as he helped us with our mortgage journey.He was very helpful and the process was quicker then we expected.Excellent customer service and very professional....5 Star review for Just Mortgages!

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United Kingdom, 2 months ago

Yaser & Amanah

Verified user

Daniel was excellent, he really helped us get the right mortgage package. He helped me understand each package and rate. Daniel was very patient with me. Thank you Daniel! I honestly highly recommend

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United Kingdom, 2 months ago

Timothy

Verified user

As a Landlord with a large portfolio the number of products available are limited. Daniel was great identifying competitive products and we agreed to three buy to let mortgages which completed without any issues. All questions and responses were anwered in a timely and professional manner. I would recommend Daniel and Just Morgage Brokers.

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United Kingdom, 2 months ago

Verity

Verified user

Just Mortgage Brokers are very helpful and responsive. Would definitely recommend their services to everyone

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United Kingdom, 2 months ago

Daniel

Verified user

Excellent support getting my initial mortgage and subsequently remortgaging. Very friendly service, always transparent and honest. Recommend highly

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United Kingdom, 2 months ago

Sarah

Verified user

It’s the second time we have used Just Mortgage Brokers & they were amazing! Daniel made everything so easy for us. We will definitely use them every time & recommend to friends & family.

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United Kingdom, 2 months ago

Emma

Verified user

Super easy to use, saved loads of time and stress having to sort out a new mortgage ourselves. It's easy to talk to a person on the phone and everyone has always been very helpful. This is the second time we've just JM and I would highly recommend!

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United Kingdom, 2 months ago

Ben

Verified user

Smooth as ever, efficient and charming - thanks team!

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United Kingdom, 2 months ago

Charmaine

Verified user

Always helpful and responsive. Yasmin always gets us a good deal, and we have been using Just Mortgage Brokers for many years. Easier to deal with then going direct to the lenders. Would highly recommend.

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United Kingdom, 2 months ago

Joel

Just Mortgage Brokers are the only place I’ll go for a mortgage or remortgage. Say what they’ll do- and then deliver each time, regardless of your circumstances. Highly recommended.

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United Kingdom, 3 months ago

Ready to talk mortgage protection?

Get in touch today and we’ll call or email you back when it’s convenient!

Or call us now on 01473 356 284

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