Holiday Let Mortgage Calculator

How much could you borrow?

Use our holiday let mortgage calculator for an instant estimate of your borrowing power based on projected seasonal rental yields. No credit checks here! Simply fill out the information below to get your estimate!

Specialist Holiday Let Guides

Whether you're investing in your first Buy-to-Let Mortgage or an experienced landlord, we can help.

8 mins

Holiday met mortgage guide

A deep dive into how lenders assess seasonal income and the specific criteria required for holiday rental investments.

18 mins

What does a mortgage broker do?

Learn how a specialist broker can help you navigate lender criteria to secure a mortgage based on your unique income.

5 mins

Complex Income Mortgages

Find out how we help clients with non-standard income streams, such as holiday rental yields, find the right mortgage deal.

Excellent

4.94 based on 154 reviews

Nathan & Erin

Verified user

Dan was fantastic from start to finish. It took him less than a day to secure us a mortgage offer on a competitive rate. Never a question he was unable to answer whether it was mortgage or life insurance related. Highly recommend, A1 service!

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United Kingdom, 2 months ago

Gary

Verified user

Daniel helped us again renewing our mortgage and was extremely helpful throughout the entire process. Emails were responded to promptly, and any queries we had were dealt with without hesitation. Highly recommend.

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United Kingdom, 2 months ago

Costas

Verified user

We were very happy with Daniel at Just Mortgages as he helped us with our mortgage journey.He was very helpful and the process was quicker then we expected.Excellent customer service and very professional....5 Star review for Just Mortgages!

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United Kingdom, 8 months ago

Yaser & Amanah

Verified user

Daniel was excellent, he really helped us get the right mortgage package. He helped me understand each package and rate. Daniel was very patient with me. Thank you Daniel! I honestly highly recommend

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United Kingdom, 8 months ago

Timothy

Verified user

As a Landlord with a large portfolio the number of products available are limited. Daniel was great identifying competitive products and we agreed to three buy to let mortgages which completed without any issues. All questions and responses were anwered in a timely and professional manner. I would recommend Daniel and Just Morgage Brokers.

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United Kingdom, 8 months ago

Verity

Verified user

Just Mortgage Brokers are very helpful and responsive. Would definitely recommend their services to everyone

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United Kingdom, 8 months ago

Daniel

Verified user

Excellent support getting my initial mortgage and subsequently remortgaging. Very friendly service, always transparent and honest. Recommend highly

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United Kingdom, 8 months ago

Sarah

Verified user

It’s the second time we have used Just Mortgage Brokers & they were amazing! Daniel made everything so easy for us. We will definitely use them every time & recommend to friends & family.

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United Kingdom, 8 months ago

Emma

Verified user

Super easy to use, saved loads of time and stress having to sort out a new mortgage ourselves. It's easy to talk to a person on the phone and everyone has always been very helpful. This is the second time we've just JM and I would highly recommend!

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United Kingdom, 8 months ago

Ben

Verified user

Smooth as ever, efficient and charming - thanks team!

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United Kingdom, 8 months ago

FREQUENTLY ASKED QUESTIONS

Lenders typically average projected weekly rent across low, mid, and high seasons, often applying a conservative occupancy cap of 30 weeks per year.

Yes, most lenders allow you to stay in the property for 30 to 60 days per year, provided it is primarily run as a commercial rental.

Generally, yes. Most specialist lenders require a minimum deposit of 25% to 30% for holiday let investments due to the seasonal nature of the income.