# Just Mortgage Brokers


## Pages

- [Right to Buy mortgages explained](https://justmortgagebrokers.co.uk/mortgages/right-to-buy-mortgages/explained/): Right to buy mortgages explained in detail by FCA registered and CEMAP accredited Just Mortgage Brokers CEO Carl Shave
- [CIS mortgages](https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/cis-mortgages/): If you're a Construction Industry Scheme worker, Just Mortgage Brokers are experts when it comes to CIS mortgages.  Find out if you are eligible.
- [Getting a Joint Borrower Sole Proprietor Mortgage](https://justmortgagebrokers.co.uk/mortgage-affordability/getting-a-joint-borrower-sole-proprietor-mortgage/): One potential alternative to the guarantor mortgage is joint borrower sole proprietor mortgages. Find out more here.
- [Mortgages with an IVA](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/mortgage-after-an-iva/): Which lenders consider a mortgage after an IVA, the deposit you need at each stage, and what underwriters check. Indicative criteria from specialist brokers.
- [Buy-to-Let mortgages with bad credit](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/buy-to-let-mortgages-with-bad-credit/): We specialise is helping people find a suitable Buy-to-Let Mortgages with Bad Credit. Speak to our experienced team for specialist help.
- [CIS mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/cis/): Are you a CIS sub-contractor? Use our specialist CIS mortgage calculator to see how much you could borrow based on your gross CIS income.
- [First-Time Buyer Mortgages](https://justmortgagebrokers.co.uk/mortgages/first-time-buyers-mortgages/): Mortgages for First-Time Buyers are no different to any other type of mortgage. Speak to our experts to help guide you through buying your home.
- [Mortgage with a CCJ](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/mortgage-with-a-ccj/): Which lenders accept a CCJ, the deposit needed at each age band, and how satisfied and unsatisfied CCJs are treated differently. Indicative criteria.
- [Mortgage Applications in 2026](https://justmortgagebrokers.co.uk/mortgage-applications/): In this guide we cover everything from the mortgage application process, to deposits, to what you need and more.
- [Mortgage Affordability](https://justmortgagebrokers.co.uk/mortgage-affordability/): There's a lot to think about when it comes to mortgage affordability. Try our calculator, work out how much you can afford on your salary and more.
- [Buy-to-Let Remortgage](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/buy-to-let-remortgage/): Looking for a Buy-to-Let remortgage? Get expert answers to your questions and the best deals tailored to your needs.
- [Bad Credit Mortgages Explained](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/explained/): Can you get a mortgage with bad credit? FCA Accredited Expert Carl Shave explains how to find specialist lenders, deposit requirements, and steps to improve your score.
- [Mortgages after bankruptcy](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/mortgages-after-bankruptcy/): Many people are concerned about getting a mortgage after bankruptcy. The good news is that it is possible, speak to our advisors today.
- [Shared Ownership Mortgages Explained](https://justmortgagebrokers.co.uk/mortgages/shared-ownership-mortgages/explained/): Shared ownership mortgages explained by FCA registered and CEMAP accredited Just Mortgage Brokers CEO and co-owner Carl Shave
- [Skilled Worker Visa Mortgages Explained](https://justmortgagebrokers.co.uk/mortgages/skilled-worker-visa-mortgages/explained/): Skilled Worker Visa Mortgages Explained in detail by FCA Registered Just Mortgage Brokers CEO Carl Shave CEMAP
- [Self-employed mortgages explained](https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/explained/): Self employed mortgages explained in detail by FCA registered mortgage broker Carl Shave (CEMAP), CEO of Just Mortgage Brokers.
- [A guide to remortgaging](https://justmortgagebrokers.co.uk/mortgages/remortgage/explained/): Thinking of remortgaging? Our expert guide explains the process, costs and timing to help you get the best deal when you switch.
- [Equity Release Explained](https://justmortgagebrokers.co.uk/mortgages/equity-release/explained/): Equity release explained in detail by FCA registered and CEMAP accredited Just Mortgage Brokers CEO Carl Shave
- [The Mortgage Application Process](https://justmortgagebrokers.co.uk/mortgage-applications/the-mortgage-application-process/): If you're thinking about getting a mortgage but are unsure of the mortgage application process, read our helpful guide today.
- [Right to Buy mortgages with Bad Credit](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/right-to-buy-mortgages-with-bad-credit/): Getting Right to Buy mortgages with bad credit is not impossible. Every situation is unique, allow our expert advisors to guide you through.
- [Right to Buy mortgage calculator](https://justmortgagebrokers.co.uk/calculators/right-to-buy-mortgage-calculator/): Whatever your circumstances, with the right advice you could get a mortgage - calculate your chances today with our right to buy mortgage calculator.
- [Secured Loans Explained](https://justmortgagebrokers.co.uk/mortgages/secured-loans/explained/): Secured Loans Explained in Detail in this Guide Written by FCA Registered and CEMAP Accredited Just Mortgage Brokers CEO Carl Shave.
- [What is a gifted deposit?](https://justmortgagebrokers.co.uk/mortgage-affordability/gifted-deposits/): Gifted deposits for mortgages explained in detail within this guide by FCA registered Carl Shave (CEMAP)
- [Customer Service Is Our Priority](https://justmortgagebrokers.co.uk/customer-service-is-our-priority/): Our FCA Registered and CEMAP Accredited mortgage brokers aim to give you the best advice and customer service possible.
- [What Do You Need To Get A Mortgage](https://justmortgagebrokers.co.uk/mortgage-applications/what-do-you-need-to-get-a-mortgage/): If you're wondering what you need to get a mortgage, we cover some of the most important documents that you'll need in this guide.
- [Right to Buy Mortgage Brokers](https://justmortgagebrokers.co.uk/mortgages/right-to-buy-mortgages/): Buying your council home through Right to Buy? FCA-regulated brokers, no deposit needed, bad credit considered. Check your 2026 discount.
- [Self-employed mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/): Use our free self employed mortgage calculator to see how much you could borrow. Get tailored advice from specialist self-employed mortgage brokers today.
- [Interest-only mortgage guide](https://justmortgagebrokers.co.uk/mortgages/interest-only-mortgages/explained/): Interest only mortgages explained in depth by FCA registered and CEMAP accredited Just Mortgage Brokers CEO Carl Shave
- [Bank Statements and Mortgage Applications](https://justmortgagebrokers.co.uk/mortgage-affordability/bank-statements-and-mortgage-applications/): Read our useful guide on bank statements for mortgages to understand what you need to know for your mortgage application!
- [Bad Credit Mortgage Brokers](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/): You aren't alone, our bad credit mortgage brokers help people in your exact situation every day. Get expert, up to date advice and tailored mortgage options in 2026!
- [Buy-to-let mortgages explained](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/explained/): Considering a Buy-to-Let mortgage? Our expert guide covers deposits, interest rates, and qualifying criteria to help you make smarter decisions.
- [Right to Buy discount calculator](https://justmortgagebrokers.co.uk/calculators/right-to-buy-discount-calculator/): Work out your Right to Buy discount in seconds. Updated for 2026: current discount rates, regional cash caps and the proposed 10-year rule change.
- [Homepage](https://justmortgagebrokers.co.uk/): Just Mortgage Brokers are one of the UK's leading mortgage advisors in 2026, who take the hassle out of finding you a mortgage whatever your needs.
- [First-time buyer Buy-to-Let mortgage calculator](https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/ftb-btl/): Start your property portfolio before you even own a home. Use our first-time buyer buy-to-let mortgage calculator to see how much you could borrow.
- [HMO Buy-to-Let mortgage calculator](https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/hmo/): Use our HMO buy-to-let mortgage calculator to estimate your borrowing power based on multi-tenant yields and room rental income.
- [Buy-to-Let Remortgage Calculator](https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/remortgage/): Use our buy-to-let remortgage calculator to estimate your borrowing potential and see how much equity you could release from your property.
- [Limited Company BTL mortgage calculator](https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/ltd-company/): Use our limited company BTL mortgage calculator to estimate your borrowing potential based on your rental income in 2026.
- [Holiday Let mortgage calculator](https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/holiday-lets/): Use our specialist holiday let mortgage calculator to see how much you could borrow based on projected seasonal rental income and occupancy.
- [Foster carer mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/foster-carers/): Use our foster carer mortgage calculator to see how lenders view your allowance as a valid source of income to estimate your borrowing power.
- [Net profit mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/net-profit/): Use our net profit mortgage calculator to see how lenders view your business earnings to maximise your total mortgage borrowing power.
- [Freelance mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/freelance/): Are you a freelancer? Use our freelance mortgage calculator to see how lenders view your variable income and get a mortgage borrowing estimate.
- [Day Rate mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/day-rate/): Use our day rate mortgage calculator to get a borrowing estimate based on your contract rate, even if you’ve only recently started contracting.
- [LTD company director mortgage calculator](https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/directors/): Are you a Limited Company Director? Use our calculator to estimate your borrowing power based on salary, dividends, or share of net profit.
- [Bankruptcy mortgage calculator](https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/bankruptcy/): Use our bankruptcy mortgage calculator for an instant borrowing estimate. No credit checks required – get your results in minutes!
- [IVA mortgage calculator](https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/iva/): Use our IVA mortgage calculator for an instant estimate. Find out how much you can borrow with an active or satisfied IVA. No credit checks.
- [Mortgage default calculator](https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/defaults/): Use our mortgage default calculator to estimate your borrowing limit. See how recent or older defaults impact your eligibility in 2026.
- [CCJ mortgage calculator](https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/ccjs/): Use our CCJ mortgage calculator to estimate your borrowing limit. See how satisfied or unsatisfied CCJs impact your mortgage eligibility in 2026.
- [Case Studies](https://justmortgagebrokers.co.uk/case-studies/): Read how we help clients secure competitive mortgages, from complex incomes to credit hurdles, when high street banks say no.
- [How to improve your credit score](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/how-to-improve-your-credit-score/): A poor credit rating can affect your chances of being approved for a mortgage. What steps you can take to improve your credit score?
- [Secured loans for home improvements](https://justmortgagebrokers.co.uk/mortgages/secured-loans/home-improvements/): Explore secured loans for home improvements with Just Mortgage Brokers, transform your space with our expert advice and explore your options.
- [Debt consolidation secured loans](https://justmortgagebrokers.co.uk/mortgages/secured-loans/debt-consolidation/): Discover the benefits and risks of secured loans for debt consolidation. Manage your finances effectively and enhance your homebuying prospects.
- [Remortgage for debt consolidation](https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-for-debt-consolidation/): If you find yourself in the unfortunate position of being in debt, a remortgage for debt consolidation can help you get back on your feet.
- [Porting a mortgage](https://justmortgagebrokers.co.uk/mortgages/remortgage/porting-a-mortgage/): Porting a mortgage is transferring your current mortgage onto a new property. Porting allows flexibility however it's not guaranteed by every lender.
- [Shared Ownership Mortgage Calculator](https://justmortgagebrokers.co.uk/calculators/shared-ownership-calculator/): If you're thinking about getting a Shared Ownership mortgage, try our Shared Ownership calculator to check your affordability.
- [What does a mortgage broker do?](https://justmortgagebrokers.co.uk/mortgage-applications/what-does-a-mortgage-broker-do/): A mortgage broker will guide through the mortgage process, offer advice and secure the best mortgage deal for your situation.
- [Mortgage Deposits](https://justmortgagebrokers.co.uk/mortgage-applications/mortgage-deposits/): When thinking about buying your first property, it's important to think about how much of a mortgage deposit you might need and what that might affect.
- [Repayments on £150,000 Mortgage](https://justmortgagebrokers.co.uk/mortgage-affordability/repayments-on-150000-mortgage/): Mortgages come in all shapes and sizes. This guide helps you to understand calculating the repayments on a £150k mortgage.
- [Repayments on a £200,000 Mortgage](https://justmortgagebrokers.co.uk/mortgage-affordability/repayments-on-a-200000-mortgage/): We’ll give you an insight into what your repayments on a £200k mortgage might be, and also a few hints and tips on how to get the best deal for you.
- [Here are 8 things that can stop you getting a Mortgage](https://justmortgagebrokers.co.uk/mortgage-affordability/here-are-8-things-that-can-stop-you-getting-a-mortgage/): Whatever your reason for considering a mortgage, criteria will apply, here are some examples to see if you are eligible.
- [What to do if you can't afford a mortgage](https://justmortgagebrokers.co.uk/mortgage-affordability/what-to-do-if-you-can-not-afford-a-mortgage/): Just because you do not meet one lender's criteria for affordability does not mean you won’t for another. Find out more here.
- [Getting a Mortgage 7 times your salary](https://justmortgagebrokers.co.uk/mortgage-affordability/getting-a-mortgage-7-times-your-salary/): For many lenders the maximum income multiple they will permit will be 5x income.  The options are limited but there may be a way to even reach a 7x salary mortgage.
- [What mortgage can I get with my salary?](https://justmortgagebrokers.co.uk/mortgage-affordability/what-mortgage-can-i-get-with-my-salary/): Click here to speak to our experts to find out what mortgage you can get with your salary.
- [Guarantor Mortgages](https://justmortgagebrokers.co.uk/mortgage-applications/guarantor-mortgages/): Using a guarantor can be an opportunity for you to get a mortgage approved when otherwise it would have been refused, ask our experts for more advice.
- [What are the longest mortgage terms?](https://justmortgagebrokers.co.uk/mortgage-affordability/what-are-the-maximum-mortgage-terms/): When it comes to your mortgage, the right term is key. Discover the advantages of the longest mortgage terms available and find what works for you.
- [Can I get a Mortgage on £20k a year in the UK?](https://justmortgagebrokers.co.uk/mortgage-affordability/can-i-get-a-mortgage-on-20k-a-year/): It is possible to get a mortgage on £20k a year, ask our experts to find out more.
- [Remortgage calculator](https://justmortgagebrokers.co.uk/calculators/remortgage-calculator/): Remortgaging can be an ideal way to save money on your mortgage payment, whether it’s on your main residence, a second home, or a Buy-to-Let.
- [Secured Loans](https://justmortgagebrokers.co.uk/mortgages/secured-loans/): Get the best secured loans for personal and business purposes. We can find the best loans and compare the best lenders for your needs.
- [Bridging Loans](https://justmortgagebrokers.co.uk/mortgages/bridging-loans/): We can help you find a bridging loan that covers the gap between when you qualify for your first mortgage and when you can afford purchase.
- [Get a Mortgage with Missed Payments](https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/get-a-mortgage-with-missed-payments/): Getting a mortgage with missed payments can be a challenge, our expert advisors are on hand to help you get a mortgage.
- [Remortgage to buy another property](https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-to-buy-another-property/): Remortgaging to buy another property can help you to buy a second home, holiday home or expand your property portfolio. Speak to our expert advisors today!
- [Regulated Buy to Let Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/regulated-buy-to-let-mortgages/): Regulated Buy-to-Let mortgages are required when renting a Buy-to-Let property to immediate family members. Read our guide for more info.
- [Mortgages for Airbnb Properties](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/mortgages-for-airbnb-properties/): At Just Mortgage Brokers, we have specialist advisors that are able to advise on the most appropriate way of conducting your Buy to Let Mortgage, please contact us for more information.
- [Let to Buy Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/let-to-buy-mortgages/): Let to Buy Mortgages: Rent Your Home & Buy a New one! Our expert mortgage advisors are on hand to guide you through from start to finish!
- [First Time Buyer Buy-to-Let Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/first-time-buyer-buy-to-let-mortgages/): Our team are very knowledgeable when it comes to Buy-to-Let mortgages for first-time buyers, speak to us for advice today.
- [Portfolio Landlord Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/portfolio-landlord-mortgages/): Portfolio mortgages for landlords are Buy-to-Let mortgages for those who own more than one Buy-to-Let property. Our experts are on hand to help.
- [Limited Company Buy-to-Let Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/limited-company-buy-to-let-mortgages/): Limited Company Buy-to-Let Mortgages work like standard Buy-to-Let. Get expert advice today to find the best option for your property investment.
- [Holiday Let Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/holiday-let-mortgages/): If you're looking for the best holiday let mortgage, our expert advisors are ready to help you find the perfect deal tailored to your needs!
- [HMO Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/hmo-mortgages/): Due to differences in criteria from one local authority to another, it can be beneficial to work with a broker when it comes to HMO mortgages.
- [Mortgage Affordability calculator](https://justmortgagebrokers.co.uk/calculators/mortgage-affordability-calculator/): Try our free and easy to use mortgage affordability calculator to get an estimate on the amount you want to borrow. No credit checks required!
- [Your Rights](https://justmortgagebrokers.co.uk/your-rights/): For full transparency if you are not happy with our service, please review your rights when it comes to dispute resolution.
- [Regulatory Statement](https://justmortgagebrokers.co.uk/regulatory-statement/): Our Regulatory statement covers information about our fees, what products and services we provide and more.
- [Mortgages for professionals](https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/mortgages-for-professionals/): Many mortgage lenders – but not all – provide mortgages for professionals, speak to our expert advisors to get the best deal for your situation.
- [Deposit Unlock Scheme](https://justmortgagebrokers.co.uk/mortgages/deposit-unlock-scheme/): The Deposit Unlock scheme is a mortgage indemnity scheme from a collaboration between the Home Builders Federation and its members.
- [Multi Unit Freehold Block Mortgages](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/mufb-mortgages/): A multi unit freehold block (MUFB) is one freehold property that is typically split into individual flats with no individual leases. Contact Just Mortgage Brokers for more information 0808 258 1612
- [Buy-to-Let Mortgage Brokers](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/): Looking for a buy-to-let mortgage broker? Get specialist BTL advice on HMOs, Ltd company and student lets, plus a free consultation.
- [First-time buyer mortgage calculator](https://justmortgagebrokers.co.uk/calculators/first-time-buyer-mortgage-calculator/): Are you a first time buyer looking for a mortgage? Try out our First-Time Buyer Mortgage Calculator today to see how much you could borrow.
- [Self-employed mortgages with bad credit](https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/self-employed-mortgages-with-bad-credit/): Need a self-employed mortgage with bad credit? Our expert brokers find lenders who understand your circumstances. Get in touch today.
- [Protection](https://justmortgagebrokers.co.uk/protection/): Protect your income and family with mortgage protection insurance. Our expert brokers help you find the right cover for your circumstances.
- [Lifetime Mortgages](https://justmortgagebrokers.co.uk/mortgages/equity-release/lifetime-mortgages/): The choice between whether to take a single lump sum or regular payments from a lifetime mortgage can be difficult to make. Let us help you today.
- [Mortgages for over 55s](https://justmortgagebrokers.co.uk/mortgages/equity-release/mortgages-over-55s/): Gaining an over 55 mortgage can present challenges. Just Mortgage Brokers can provide clear and easy-to-understand advice. Contact us today.
- [The Equity Release application process](https://justmortgagebrokers.co.uk/mortgages/equity-release/the-application-process/): We make sure that you are fully informed. An advisor will be with you all the way through the equity release application process.
- [The cost of Equity Release](https://justmortgagebrokers.co.uk/mortgages/equity-release/cost-of-equity-release/): Understanding the fees involved and cost of equity release is important when releasing equity in your home. Read our guide for more information.
- [Equity Release Mortgage Brokers](https://justmortgagebrokers.co.uk/mortgages/equity-release/): Find out how much equity you could release with our simple, fast and FREE Equity Release Calculator. Any questions? Speak to an expert.
- [Remortgage to release equity](https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-to-release-equity/): Why Remortgage? When to Remortgage? We've answered all of your most important questions when it comes to a remortgage to release equity.
- [Remortgage for home improvement](https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-for-home-improvement/): Getting a remortgage for home improvements can help with the overall costs of improving your property. Speak to our experts today
- [Remortgage Brokers](https://justmortgagebrokers.co.uk/mortgages/remortgage/): Speak to a specialist remortgage broker. Get expert remortgage advice, compare deals and see how much you could save. Free initial consultation | enquire today.
- [Self-Build Mortgages](https://justmortgagebrokers.co.uk/mortgages/self-build-mortgages/): At Just Mortgage Brokers, we have years of experience in helping people find and secure self build mortgages. Speak to our expert advisors today.
- [Part and Part mortgages](https://justmortgagebrokers.co.uk/mortgages/interest-only-mortgages/part-and-part-mortgages/): Part and part mortgages compare both interest only mortgages and the more common 'repayment' mortgage types - we explain more here.
- [Interest-Only Mortgage Brokers](https://justmortgagebrokers.co.uk/mortgages/interest-only-mortgages/): Please contact our team to discuss the benefits of interest-only mortgages and how we can help you secure the mortgage that is right for you.
- [Buy-to-Let mortgages for student property](https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/buy-to-let-mortgages-for-student-property/): Here at Just Mortgage Brokers we have our specialist advisors on hand to assist you with Buy-to-Let mortgages for student property.
- [Buy-to-Let secured loan](https://justmortgagebrokers.co.uk/mortgages/secured-loans/buy-to-let-secured-loan/): Looking to invest in more properties? Buy-to-Let Secured Loans are a quick and clear way to raise a deposit towards a new Buy to Let property.


## Posts



## Case Study

- [Buy-to-Let Portfolio Expansion](https://justmortgagebrokers.co.uk/case-studies/buy-to-let-portfolio-expansion/): Buy-to-let mortgage secured and buyer was able to expand their portfolio with Carl Shave and Just Mortgage Brokers
- [Remortgage & Capital Raise for Home Improvements](https://justmortgagebrokers.co.uk/case-studies/remortgage-capital-raise-for-home-improvements/): Remortgage enabled client to raise capital in order to pay for home improvements
- [Self-employed Freelancer Mortgage Secured](https://justmortgagebrokers.co.uk/case-studies/the-self-employed-freelancer/): Self-employed freelancer mortgage secured for customer by Just Mortgage Brokers.
- [Limited Company Contractor Secures Mortgage](https://justmortgagebrokers.co.uk/case-studies/the-limited-company-contractor/): Limited company mortgage secured by the expert CeMAP accredited team at Just Mortgage Brokers
- [Debt Consolidation Remortgage](https://justmortgagebrokers.co.uk/case-studies/debt-consolidation-remortgage/): Debt consolidation remortgage helps customer manage their finances using equity from their home.
- [Moving Up the Ladder (Porting & Top-Up)](https://justmortgagebrokers.co.uk/case-studies/moving-up-the-ladder-porting-top-up/): Porting a mortgage to buy buy a bigger home made easy for customer by Carl Shave (CeMAP) of Just Mortgage...
- [Shared Ownership Mortgage Secured for NHS Nurse](https://justmortgagebrokers.co.uk/case-studies/shared-ownership-first-step/): Shared ownership mortgage secured by Just Mortgage Brokers' CeMAP Accredited CEO Carl Shave
- [First-Time Buyer Mortgage (High LTV) Secured for Couple Purchasing their Dream Home](https://justmortgagebrokers.co.uk/case-studies/the-first-time-buyers-high-ltv/): First-time buyer mortgage secured by Just Mortgage Brokers, allows couple to purchase their first dream home!
- [First-time buyers with adverse credit history purchase their ideal home](https://justmortgagebrokers.co.uk/case-studies/first-time-buyers-adverse-credit/): First-time buyers with adverse credit history buy their first home with the help of Just Mortgage Brokers CEMAP accredited mortgage experts
- [Limited company director mortgage secured on £850k home](https://justmortgagebrokers.co.uk/case-studies/limited-company-director-mortgage-secured-on-850k-home/): Limited company director mortgage secured on 850k home
- [First-time-buyers with unsatisfied CCJs and defaults Secure Mortgage on Dream Home](https://justmortgagebrokers.co.uk/case-studies/first-time-buyers-dream-home-ccjs/): First time buyers case study: Couple who secure their dream first home despite having CCJs and Defaults.
- [Buy-to-let remortgage secured for couple also looking to raise capital for unsecured debts](https://justmortgagebrokers.co.uk/case-studies/buy-to-let-remortgage-secured/): Buy-to-let remortgage was secured for a property owned by a couple, in order to secure a new rate of interest...
- [First-time buyer clients with adverse credit and a 10% deposit](https://justmortgagebrokers.co.uk/case-studies/first-time-buyer/): First-time buyer clients secure a £290k mortgage at 90% loan to value, with a 10% deposit
- [Bad credit mortgage clients purchase dream new build home](https://justmortgagebrokers.co.uk/case-studies/bad-credit-mortgage-home/): Bad credit mortgage - Clients purchase new build home despite having high levels of personal debt equal to over half...
- [Buy-to-let first time landlords purchase their first home to let to students](https://justmortgagebrokers.co.uk/case-studies/buy-to-let-first-time-landlords-purchase-their-first-home-to-let-to-students/): Buy-to-let limited company first time landlords purchase home with the intention of letting it out to students.
- [Bad credit client with defaults successfully finds new home through willing lender](https://justmortgagebrokers.co.uk/case-studies/bad-credit-client-with-defaults-successfully-finds-new-home-through-willing-lender/): Bad credit client puts adverse credit history firmly in the past and finds new home.
- [First-time buyer purchases home despite minor credit blip](https://justmortgagebrokers.co.uk/case-studies/first-time-buyer-purchases-home-despite-minor-credit-blip/): First-time buyer makes purchase of dream home despite minor credit blip
- [First-time buyers find dream home with less than 5% deposit](https://justmortgagebrokers.co.uk/case-studies/first-time-buyers-find-dream-home-with-less-than-5-deposit/): First-time buyers are able to buy their dream home with less than 5% deposit thanks to our FCA accredited mortgage...
- [Shared ownership staircasing to full ownership for delighted client!](https://justmortgagebrokers.co.uk/case-studies/shared-ownership-staircasing/): Shared ownership client to staircasing all the way up to full home ownership with Carl's mortgage advise.
- [First-time buyers purchase dream home through affordability boost](https://justmortgagebrokers.co.uk/case-studies/dream-home-first-time-buyers/): First-time buyers dream home successfully purchased through specialist mortgage advice, which made the process as easy as can be, with...
- [First-time buyer: London mortgage success with defaults](https://justmortgagebrokers.co.uk/case-studies/first-time-buyer-london-mortgage-success-with-defaults/): Recent defaults made this London mortgage look impossible. See how our broker used bonus income to secure a £315k loan for a first-time buyer.
- [First home success: High LTV mortgage options after defaults](https://justmortgagebrokers.co.uk/case-studies/first-home-success-high-ltv-mortgage-options-after-defaults/): Think a 5% deposit and past defaults mean no mortgage? See how we secured a £270k loan for first-time buyers after the high street banks said no.
- [Securing a competitive high street mortgage with a past CCJ](https://justmortgagebrokers.co.uk/case-studies/securing-a-competitive-high-street-mortgage-with-a-past-ccj/): From a credit blip to a formal CCJ mortgage offer in 12 days. Our expert brokers helped a family turn a "no" into a "yes" with a competitive deal.

#
# Detailed Content


## Pages

> Right to buy mortgages explained in detail by FCA registered and CEMAP accredited Just Mortgage Brokers CEO Carl Shave

- Published: 2026-08-14
- Modified: 2026-08-14
- URL: https://justmortgagebrokers.co.uk/mortgages/right-to-buy-mortgages/explained/

> If you're a Construction Industry Scheme worker, Just Mortgage Brokers are experts when it comes to CIS mortgages. Find out if you are eligible.

- Published: 2026-08-14
- Modified: 2026-08-14
- URL: https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/cis-mortgages/

> One potential alternative to the guarantor mortgage is joint borrower sole proprietor mortgages. Find out more here.

- Published: 2026-08-13
- Modified: 2026-08-13
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/getting-a-joint-borrower-sole-proprietor-mortgage/

> Which lenders consider a mortgage after an IVA, the deposit you need at each stage, and what underwriters check. Indicative criteria from specialist brokers.

- Published: 2026-08-13
- Modified: 2026-08-13
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/mortgage-after-an-iva/

> We specialise is helping people find a suitable Buy-to-Let Mortgages with Bad Credit. Speak to our experienced team for specialist help.

- Published: 2026-08-09
- Modified: 2026-08-13
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/buy-to-let-mortgages-with-bad-credit/

> Are you a CIS sub-contractor? Use our specialist CIS mortgage calculator to see how much you could borrow based on your gross CIS income.

- Published: 2026-08-08
- Modified: 2026-08-14
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/cis/

> Mortgages for First-Time Buyers are no different to any other type of mortgage. Speak to our experts to help guide you through buying your home.

- Published: 2026-08-06
- Modified: 2026-08-13
- URL: https://justmortgagebrokers.co.uk/mortgages/first-time-buyers-mortgages/

> Which lenders accept a CCJ, the deposit needed at each age band, and how satisfied and unsatisfied CCJs are treated differently. Indicative criteria.

- Published: 2026-08-06
- Modified: 2026-08-13
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/mortgage-with-a-ccj/

> In this guide we cover everything from the mortgage application process, to deposits, to what you need and more.

- Published: 2026-07-24
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/mortgage-applications/

> There's a lot to think about when it comes to mortgage affordability. Try our calculator, work out how much you can afford on your salary and more.

- Published: 2026-06-24
- Modified: 2026-06-25
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/

> Looking for a Buy-to-Let remortgage? Get expert answers to your questions and the best deals tailored to your needs.

- Published: 2026-06-06
- Modified: 2026-06-08
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/buy-to-let-remortgage/

> Can you get a mortgage with bad credit? FCA Accredited Expert Carl Shave explains how to find specialist lenders, deposit requirements, and steps to improve your score.

- Published: 2026-05-29
- Modified: 2026-05-29
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/explained/

> Many people are concerned about getting a mortgage after bankruptcy. The good news is that it is possible, speak to our advisors today.

- Published: 2026-05-29
- Modified: 2026-05-29
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/mortgages-after-bankruptcy/

> Shared ownership mortgages explained by FCA registered and CEMAP accredited Just Mortgage Brokers CEO and co-owner Carl Shave

- Published: 2026-05-19
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/shared-ownership-mortgages/explained/

> Skilled Worker Visa Mortgages Explained in detail by FCA Registered Just Mortgage Brokers CEO Carl Shave CEMAP

- Published: 2026-05-19
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/mortgages/skilled-worker-visa-mortgages/explained/

> Self employed mortgages explained in detail by FCA registered mortgage broker Carl Shave (CEMAP), CEO of Just Mortgage Brokers.

- Published: 2026-05-19
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/explained/

> Thinking of remortgaging? Our expert guide explains the process, costs and timing to help you get the best deal when you switch.

- Published: 2026-05-19
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/explained/

> Equity release explained in detail by FCA registered and CEMAP accredited Just Mortgage Brokers CEO Carl Shave

- Published: 2026-05-19
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/equity-release/explained/

> If you're thinking about getting a mortgage but are unsure of the mortgage application process, read our helpful guide today.

- Published: 2026-05-19
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgage-applications/the-mortgage-application-process/

> Getting Right to Buy mortgages with bad credit is not impossible. Every situation is unique, allow our expert advisors to guide you through.

- Published: 2026-05-19
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/right-to-buy-mortgages-with-bad-credit/

> Whatever your circumstances, with the right advice you could get a mortgage - calculate your chances today with our right to buy mortgage calculator.

- Published: 2026-05-19
- Modified: 2026-08-13
- URL: https://justmortgagebrokers.co.uk/calculators/right-to-buy-mortgage-calculator/

> Secured Loans Explained in Detail in this Guide Written by FCA Registered and CEMAP Accredited Just Mortgage Brokers CEO Carl Shave.

- Published: 2026-05-18
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgages/secured-loans/explained/

> Gifted deposits for mortgages explained in detail within this guide by FCA registered Carl Shave (CEMAP)

- Published: 2026-05-18
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/gifted-deposits/

> Our FCA Registered and CEMAP Accredited mortgage brokers aim to give you the best advice and customer service possible.

- Published: 2026-05-18
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/customer-service-is-our-priority/

> If you're wondering what you need to get a mortgage, we cover some of the most important documents that you'll need in this guide.

- Published: 2026-05-18
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgage-applications/what-do-you-need-to-get-a-mortgage/

> Buying your council home through Right to Buy? FCA-regulated brokers, no deposit needed, bad credit considered. Check your 2026 discount.

- Published: 2026-05-18
- Modified: 2026-08-14
- URL: https://justmortgagebrokers.co.uk/mortgages/right-to-buy-mortgages/

> Use our free self employed mortgage calculator to see how much you could borrow. Get tailored advice from specialist self-employed mortgage brokers today.

- Published: 2026-05-18
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/

> Interest only mortgages explained in depth by FCA registered and CEMAP accredited Just Mortgage Brokers CEO Carl Shave

- Published: 2026-05-14
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/interest-only-mortgages/explained/

> Read our useful guide on bank statements for mortgages to understand what you need to know for your mortgage application!

- Published: 2026-05-14
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/bank-statements-and-mortgage-applications/

> You aren't alone, our bad credit mortgage brokers help people in your exact situation every day. Get expert, up to date advice and tailored mortgage options in 2026!

- Published: 2026-05-14
- Modified: 2026-07-13
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/

> Considering a Buy-to-Let mortgage? Our expert guide covers deposits, interest rates, and qualifying criteria to help you make smarter decisions.

- Published: 2026-05-08
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/explained/

> Work out your Right to Buy discount in seconds. Updated for 2026: current discount rates, regional cash caps and the proposed 10-year rule change.

- Published: 2026-05-06
- Modified: 2026-08-14
- URL: https://justmortgagebrokers.co.uk/calculators/right-to-buy-discount-calculator/

> Just Mortgage Brokers are one of the UK's leading mortgage advisors in 2026, who take the hassle out of finding you a mortgage whatever your needs.

- Published: 2026-05-02
- Modified: 2026-08-14
- URL: https://justmortgagebrokers.co.uk/

> Start your property portfolio before you even own a home. Use our first-time buyer buy-to-let mortgage calculator to see how much you could borrow.

- Published: 2026-03-09
- Modified: 2026-03-10
- URL: https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/ftb-btl/

> Use our HMO buy-to-let mortgage calculator to estimate your borrowing power based on multi-tenant yields and room rental income.

- Published: 2026-03-09
- Modified: 2026-06-15
- URL: https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/hmo/

> Use our buy-to-let remortgage calculator to estimate your borrowing potential and see how much equity you could release from your property.

- Published: 2026-03-09
- Modified: 2026-03-10
- URL: https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/remortgage/

> Use our limited company BTL mortgage calculator to estimate your borrowing potential based on your rental income in 2026.

- Published: 2026-03-09
- Modified: 2026-03-10
- URL: https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/ltd-company/

> Use our specialist holiday let mortgage calculator to see how much you could borrow based on projected seasonal rental income and occupancy.

- Published: 2026-03-05
- Modified: 2026-03-10
- URL: https://justmortgagebrokers.co.uk/calculators/buy-to-let-mortgage-calculator/holiday-lets/

> Use our foster carer mortgage calculator to see how lenders view your allowance as a valid source of income to estimate your borrowing power.

- Published: 2026-03-05
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/foster-carers/

> Use our net profit mortgage calculator to see how lenders view your business earnings to maximise your total mortgage borrowing power.

- Published: 2026-03-05
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/net-profit/

> Are you a freelancer? Use our freelance mortgage calculator to see how lenders view your variable income and get a mortgage borrowing estimate.

- Published: 2026-03-05
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/freelance/

> Use our day rate mortgage calculator to get a borrowing estimate based on your contract rate, even if you’ve only recently started contracting.

- Published: 2026-03-05
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/day-rate/

> Are you a Limited Company Director? Use our calculator to estimate your borrowing power based on salary, dividends, or share of net profit.

- Published: 2026-03-05
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/self-employed-mortgage-calculator/directors/

> Use our bankruptcy mortgage calculator for an instant borrowing estimate. No credit checks required – get your results in minutes!

- Published: 2026-02-26
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/bankruptcy/

> Use our IVA mortgage calculator for an instant estimate. Find out how much you can borrow with an active or satisfied IVA. No credit checks.

- Published: 2026-02-26
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/iva/

> Use our mortgage default calculator to estimate your borrowing limit. See how recent or older defaults impact your eligibility in 2026.

- Published: 2026-02-26
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/defaults/

> Use our CCJ mortgage calculator to estimate your borrowing limit. See how satisfied or unsatisfied CCJs impact your mortgage eligibility in 2026.

- Published: 2026-02-26
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/calculators/bad-credit-mortgage-calculator/ccjs/

> Read how we help clients secure competitive mortgages, from complex incomes to credit hurdles, when high street banks say no.

- Published: 2026-02-16
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/case-studies/

> A poor credit rating can affect your chances of being approved for a mortgage. What steps you can take to improve your credit score?

- Published: 2025-09-11
- Modified: 2026-01-05
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/how-to-improve-your-credit-score/

> Explore secured loans for home improvements with Just Mortgage Brokers, transform your space with our expert advice and explore your options.

- Published: 2023-11-14
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgages/secured-loans/home-improvements/

> Discover the benefits and risks of secured loans for debt consolidation. Manage your finances effectively and enhance your homebuying prospects.

- Published: 2023-11-14
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgages/secured-loans/debt-consolidation/

> If you find yourself in the unfortunate position of being in debt, a remortgage for debt consolidation can help you get back on your feet.

- Published: 2023-10-19
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-for-debt-consolidation/

> Porting a mortgage is transferring your current mortgage onto a new property. Porting allows flexibility however it's not guaranteed by every lender.

- Published: 2023-10-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/porting-a-mortgage/

> If you're thinking about getting a Shared Ownership mortgage, try our Shared Ownership calculator to check your affordability.

- Published: 2022-10-31
- Modified: 2025-11-12
- URL: https://justmortgagebrokers.co.uk/calculators/shared-ownership-calculator/

> A mortgage broker will guide through the mortgage process, offer advice and secure the best mortgage deal for your situation.

- Published: 2022-09-28
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-applications/what-does-a-mortgage-broker-do/

> When thinking about buying your first property, it's important to think about how much of a mortgage deposit you might need and what that might affect.

- Published: 2022-09-28
- Modified: 2025-09-04
- URL: https://justmortgagebrokers.co.uk/mortgage-applications/mortgage-deposits/

> Mortgages come in all shapes and sizes. This guide helps you to understand calculating the repayments on a £150k mortgage.

- Published: 2022-09-27
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/repayments-on-150000-mortgage/

> We’ll give you an insight into what your repayments on a £200k mortgage might be, and also a few hints and tips on how to get the best deal for you.

- Published: 2022-09-27
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/repayments-on-a-200000-mortgage/

> Whatever your reason for considering a mortgage, criteria will apply, here are some examples to see if you are eligible.

- Published: 2022-09-27
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/here-are-8-things-that-can-stop-you-getting-a-mortgage/

> Just because you do not meet one lender's criteria for affordability does not mean you won’t for another. Find out more here.

- Published: 2022-09-27
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/what-to-do-if-you-can-not-afford-a-mortgage/

> For many lenders the maximum income multiple they will permit will be 5x income. The options are limited but there may be a way to even reach a 7x salary mortgage.

- Published: 2022-09-27
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/getting-a-mortgage-7-times-your-salary/

> Click here to speak to our experts to find out what mortgage you can get with your salary.

- Published: 2022-09-27
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/what-mortgage-can-i-get-with-my-salary/

> Using a guarantor can be an opportunity for you to get a mortgage approved when otherwise it would have been refused, ask our experts for more advice.

- Published: 2022-09-27
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgage-applications/guarantor-mortgages/

> When it comes to your mortgage, the right term is key. Discover the advantages of the longest mortgage terms available and find what works for you.

- Published: 2022-09-26
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/what-are-the-maximum-mortgage-terms/

> It is possible to get a mortgage on £20k a year, ask our experts to find out more.

- Published: 2022-09-26
- Modified: 2025-09-04
- URL: https://justmortgagebrokers.co.uk/mortgage-affordability/can-i-get-a-mortgage-on-20k-a-year/

> Remortgaging can be an ideal way to save money on your mortgage payment, whether it’s on your main residence, a second home, or a Buy-to-Let.

- Published: 2022-06-13
- Modified: 2025-11-12
- URL: https://justmortgagebrokers.co.uk/calculators/remortgage-calculator/

> Get the best secured loans for personal and business purposes. We can find the best loans and compare the best lenders for your needs.

- Published: 2022-05-24
- Modified: 2025-09-10
- URL: https://justmortgagebrokers.co.uk/mortgages/secured-loans/

> We can help you find a bridging loan that covers the gap between when you qualify for your first mortgage and when you can afford purchase.

- Published: 2022-05-24
- Modified: 2025-09-08
- URL: https://justmortgagebrokers.co.uk/mortgages/bridging-loans/

> Getting a mortgage with missed payments can be a challenge, our expert advisors are on hand to help you get a mortgage.

- Published: 2022-05-20
- Modified: 2026-01-05
- URL: https://justmortgagebrokers.co.uk/mortgages/bad-credit-mortgages/get-a-mortgage-with-missed-payments/

> Remortgaging to buy another property can help you to buy a second home, holiday home or expand your property portfolio. Speak to our expert advisors today!

- Published: 2022-05-20
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-to-buy-another-property/

> Regulated Buy-to-Let mortgages are required when renting a Buy-to-Let property to immediate family members. Read our guide for more info.

- Published: 2022-05-20
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/regulated-buy-to-let-mortgages/

> At Just Mortgage Brokers, we have specialist advisors that are able to advise on the most appropriate way of conducting your Buy to Let Mortgage, please contact us for more information.

- Published: 2022-05-20
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/mortgages-for-airbnb-properties/

> Let to Buy Mortgages: Rent Your Home & Buy a New one! Our expert mortgage advisors are on hand to guide you through from start to finish!

- Published: 2022-03-11
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/let-to-buy-mortgages/

> Our team are very knowledgeable when it comes to Buy-to-Let mortgages for first-time buyers, speak to us for advice today.

- Published: 2022-03-11
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/first-time-buyer-buy-to-let-mortgages/

> Portfolio mortgages for landlords are Buy-to-Let mortgages for those who own more than one Buy-to-Let property. Our experts are on hand to help.

- Published: 2022-03-11
- Modified: 2025-09-22
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/portfolio-landlord-mortgages/

> Limited Company Buy-to-Let Mortgages work like standard Buy-to-Let. Get expert advice today to find the best option for your property investment.

- Published: 2022-03-11
- Modified: 2026-03-09
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/limited-company-buy-to-let-mortgages/

> If you're looking for the best holiday let mortgage, our expert advisors are ready to help you find the perfect deal tailored to your needs!

- Published: 2022-03-11
- Modified: 2026-07-23
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/holiday-let-mortgages/

> Due to differences in criteria from one local authority to another, it can be beneficial to work with a broker when it comes to HMO mortgages.

- Published: 2022-03-11
- Modified: 2026-05-19
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/hmo-mortgages/

> Try our free and easy to use mortgage affordability calculator to get an estimate on the amount you want to borrow. No credit checks required!

- Published: 2022-03-08
- Modified: 2026-05-05
- URL: https://justmortgagebrokers.co.uk/calculators/mortgage-affordability-calculator/

> For full transparency if you are not happy with our service, please review your rights when it comes to dispute resolution.

- Published: 2021-12-16
- Modified: 2024-09-13
- URL: https://justmortgagebrokers.co.uk/your-rights/

> Our Regulatory statement covers information about our fees, what products and services we provide and more.

- Published: 2021-12-16
- Modified: 2025-07-28
- URL: https://justmortgagebrokers.co.uk/regulatory-statement/

> Many mortgage lenders – but not all – provide mortgages for professionals, speak to our expert advisors to get the best deal for your situation.

- Published: 2021-12-07
- Modified: 2025-09-22
- URL: https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/mortgages-for-professionals/

> The Deposit Unlock scheme is a mortgage indemnity scheme from a collaboration between the Home Builders Federation and its members.

- Published: 2021-12-07
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/deposit-unlock-scheme/

> A multi unit freehold block (MUFB) is one freehold property that is typically split into individual flats with no individual leases. Contact Just Mortgage Brokers for more information 0808 258 1612

- Published: 2021-09-28
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/mufb-mortgages/

> Looking for a buy-to-let mortgage broker? Get specialist BTL advice on HMOs, Ltd company and student lets, plus a free consultation.

- Published: 2021-08-31
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/

> Are you a first time buyer looking for a mortgage? Try out our First-Time Buyer Mortgage Calculator today to see how much you could borrow.

- Published: 2021-08-19
- Modified: 2025-11-12
- URL: https://justmortgagebrokers.co.uk/calculators/first-time-buyer-mortgage-calculator/

> Need a self-employed mortgage with bad credit? Our expert brokers find lenders who understand your circumstances. Get in touch today.

- Published: 2021-08-18
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/mortgages/self-employed-mortgages/self-employed-mortgages-with-bad-credit/

> Protect your income and family with mortgage protection insurance. Our expert brokers help you find the right cover for your circumstances.

- Published: 2021-08-11
- Modified: 2026-07-24
- URL: https://justmortgagebrokers.co.uk/protection/

> The choice between whether to take a single lump sum or regular payments from a lifetime mortgage can be difficult to make. Let us help you today.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/equity-release/lifetime-mortgages/

> Gaining an over 55 mortgage can present challenges. Just Mortgage Brokers can provide clear and easy-to-understand advice. Contact us today.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/equity-release/mortgages-over-55s/

> We make sure that you are fully informed. An advisor will be with you all the way through the equity release application process.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/equity-release/the-application-process/

> Understanding the fees involved and cost of equity release is important when releasing equity in your home. Read our guide for more information.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/equity-release/cost-of-equity-release/

> Find out how much equity you could release with our simple, fast and FREE Equity Release Calculator. Any questions? Speak to an expert.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/equity-release/

> Why Remortgage? When to Remortgage? We've answered all of your most important questions when it comes to a remortgage to release equity.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-to-release-equity/

> Getting a remortgage for home improvements can help with the overall costs of improving your property. Speak to our experts today

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/remortgage-for-home-improvement/

> Speak to a specialist remortgage broker. Get expert remortgage advice, compare deals and see how much you could save. Free initial consultation | enquire today.

- Published: 2021-08-06
- Modified: 2026-07-21
- URL: https://justmortgagebrokers.co.uk/mortgages/remortgage/

> At Just Mortgage Brokers, we have years of experience in helping people find and secure self build mortgages. Speak to our expert advisors today.

- Published: 2021-08-06
- Modified: 2025-09-10
- URL: https://justmortgagebrokers.co.uk/mortgages/self-build-mortgages/

> Part and part mortgages compare both interest only mortgages and the more common 'repayment' mortgage types - we explain more here.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/interest-only-mortgages/part-and-part-mortgages/

> Please contact our team to discuss the benefits of interest-only mortgages and how we can help you secure the mortgage that is right for you.

- Published: 2021-08-06
- Modified: 2025-09-09
- URL: https://justmortgagebrokers.co.uk/mortgages/interest-only-mortgages/

> Here at Just Mortgage Brokers we have our specialist advisors on hand to assist you with Buy-to-Let mortgages for student property.

- Published: 2021-08-06
- Modified: 2025-09-11
- URL: https://justmortgagebrokers.co.uk/mortgages/buy-to-let-mortgages/buy-to-let-mortgages-for-student-property/

> Looking to invest in more properties? Buy-to-Let Secured Loans are a quick and clear way to raise a deposit towards a new Buy to Let property.

- Published: 2021-08-06
- Modified: 2025-09-10
- URL: https://justmortgagebrokers.co.uk/mortgages/secured-loans/buy-to-let-secured-loan/



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