Cartoon illustration of a woman smiling while holding a giant gold coin, representing a homeowner successfully unlocking the built-up equity in her property by securing a homeowner loan for a major financial milestone

Secured loan advice

Smarter borrowing, secured by what you own.

  • All Credit Situations Considered
  • No Impact on Credit Score
  • Low, Competitive Rates
  • No Hidden Charges

Secured loan advice

Smarter borrowing, secured by what you own.

  • All Credit Situations Considered
  • No Impact on Credit Score
  • Low, Competitive Rates
  • No Hidden Charges

WE’VE GOT THE SOLUTIONS

With our extensive experience here at Just Mortgage Brokers, we endeavour to offer you the best solution in finding the secured loan that is right for you. Whether you’re looking to renovate a property, complete a project, or place a deposit to add to your property portfolio, secured loans are available for so many different reasons.

Our secure loans mortgage guides

Obtaining a secured loan is very similar to applying for a standard mortgage, albeit the lender’s criteria may differ slightly. You will of course, need to own a home that will be used as security on the loan.

cartoon image of a couple sitting happily on gold coins, representing homeowners unlocking the cash value of their property through a secured loan

6 mins

Secured loans explained

A secured loan uses an asset, like your home, as collateral, letting you borrow larger amounts with lower interest compared to many unsecured options.
cartoon illustration of a man celebrating with his hands in the air while holding a giant gold coin, representing a homeowner successfully unlocking large sums of property equity using a secured loan

2 mins

Buy-to-let secured loans

A buy-to-let secured loan lets landlords release equity or raise funds for new investments, using property as collateral for competitive borrowing.
cartoon image of a man with a hammer, symbolizing a buyer purchasing a fixer-upper home and planning renovations with a specialized home loan

6 mins

Secured loans for renovations

Secured loans can help you fund renovations, offering access to higher amounts and manageable repayments by borrowing against property value.
cartoon of a man holding a giant bank note, symbolizing a homebuyer securing a high-value home loan or releasing equity from their property

5 mins

Debt consolidation secure loans

A debt consolidation secured loan combines multiple repayments into one affordable monthly payment, using your home as collateral.
cartoon illustration of a man proudly holding up a giant gold coin, representing a homeowner successfully unlocking high-value property equity through a secured loan

8 mins

Secured loans with bad credit

Even with poor credit, secured loans may provide affordable borrowing, since lenders reduce risk by using your property or other assets as collateral security.

Why choose Just Mortgage Brokers?

We specialise in mortgages for real people, not just perfect credit scores. Whether you’ve faced bad credit, self-employment challenges, or complex financial situations, our experts find solutions tailored to you. No jargon, no judgment, just a dedicated team working to make homeownership possible.

1.

This is our specialty, It’s what we do!

Bad credit? Complex situation? This is what we do best.

2.

Direct access to top lenders

We speak directly with underwriters to find solutions others can’t.

3.

Exclusive deals tailored to you

Get access to mortgage offers you won’t find elsewhere.

4.

Trusted by our customers

Our great reviews speak for themselves – real help, real results.

Excellent

4.94 based on 158 reviews

William Baker
Star Empty

Verified user

I have used twice and both times were quick and efficient. The brokers were knowlegable and professional answered emails quickly, and there were no issues with either mortgage application.

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United Kingdom, 3 hours ago

Camilla Parker-Mullins & Paul Parker

Verified user

Daniel and Yasmin at Just Mortgage Brokers have both been fantastic at helping us switch our mortgage providers at the end of our fixed terms, or assist with onward purchases when we have needed them. I’d highly recommend their services.

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United Kingdom, 8 hours ago

Jonathan

Verified user

Wouldn't hesitate to recommend. Daniel at Just mortgage Brokers helped me get a mortgage in 2015 and then 10 years later he helps me secure a mortgage for my second house. Wouldn't go elsewhere. Many thanks.

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United Kingdom, 2 months ago

Claire & Richard

Verified user

Been using a few years now , always a pleasure to work with with Daniel and always finds us the best deal.

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United Kingdom, 2 months ago

Nathan & Erin

Verified user

Dan was fantastic from start to finish. It took him less than a day to secure us a mortgage offer on a competitive rate. Never a question he was unable to answer whether it was mortgage or life insurance related. Highly recommend, A1 service!

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United Kingdom, 5 months ago

Gary

Verified user

Daniel helped us again renewing our mortgage and was extremely helpful throughout the entire process. Emails were responded to promptly, and any queries we had were dealt with without hesitation. Highly recommend.

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United Kingdom, 5 months ago

Costas

Verified user

We were very happy with Daniel at Just Mortgages as he helped us with our mortgage journey.He was very helpful and the process was quicker then we expected.Excellent customer service and very professional....5 Star review for Just Mortgages!

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United Kingdom, 11 months ago

Yaser & Amanah

Verified user

Daniel was excellent, he really helped us get the right mortgage package. He helped me understand each package and rate. Daniel was very patient with me. Thank you Daniel! I honestly highly recommend

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United Kingdom, 11 months ago

Timothy

Verified user

As a Landlord with a large portfolio the number of products available are limited. Daniel was great identifying competitive products and we agreed to three buy to let mortgages which completed without any issues. All questions and responses were anwered in a timely and professional manner. I would recommend Daniel and Just Morgage Brokers.

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United Kingdom, 11 months ago

Verity

Verified user

Just Mortgage Brokers are very helpful and responsive. Would definitely recommend their services to everyone

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United Kingdom, 11 months ago

Ready to talk mortgages?

Got questions, need advice, or just want to explore your options? We’re here to help.

Call us: 01473 356284 (local rate)

Email us: [email protected]

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