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Right to Buy discount calculator

Discover your borrowing power with NO credit checks!

  • Right to Buy Specialists
  • No Deposit Required
  • Free, no obligation initial consultation
  • Exclusive Rates

See what's possible
Get guided help

Right to Buy discount calculator

Discover your borrowing power with NO credit checks!

  • Right to Buy Specialists
  • No Deposit Required
  • Free, no obligation initial consultation
  • Exclusive Rates

See what's possible
Get guided help

How much could you borrow?

No credit checks here! Simply fill out the information below to get your estimate!

Our Right to Buy mortgage guides

Understand how Right to Buy mortgages work, who qualifies, and how to secure the best deal to purchase your council or housing association home.

8 mins

Right to Buy mortgage guide

Understand how Right to Buy mortgages work, who qualifies, what discounts are available, and how to apply to secure the most suitable mortgage deal.
Read the guide

6 mins

Right to Buy with bad credit

Even with poor credit, you can access Right to Buy mortgages; this guide explains your options, what lenders consider how to improve your chances.
Read the guide

5 mins

How much can I borrow today?

Your salary plays a key role in your mortgage options. We explain how lenders assess your income and what affects how much you can borrow.
Read the guide

6 mins

Struggling to get a mortgage?

Not meeting affordability checks is common. See what might be affecting your chances and how to improve your mortgage application.
Read the guide

6 mins

Reasons for being declined

Common mortgage issues include poor credit or unusual income. Here’s what may cause a problem and what you can do to fix it.
Read the guide

Excellent

4.94 based on 152 reviews

Costas

Verified user

We were very happy with Daniel at Just Mortgages as he helped us with our mortgage journey.He was very helpful and the process was quicker then we expected.Excellent customer service and very professional....5 Star review for Just Mortgages!

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United Kingdom, 2 months ago

Yaser & Amanah

Verified user

Daniel was excellent, he really helped us get the right mortgage package. He helped me understand each package and rate. Daniel was very patient with me. Thank you Daniel! I honestly highly recommend

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United Kingdom, 2 months ago

Timothy

Verified user

As a Landlord with a large portfolio the number of products available are limited. Daniel was great identifying competitive products and we agreed to three buy to let mortgages which completed without any issues. All questions and responses were anwered in a timely and professional manner. I would recommend Daniel and Just Morgage Brokers.

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United Kingdom, 2 months ago

Verity

Verified user

Just Mortgage Brokers are very helpful and responsive. Would definitely recommend their services to everyone

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United Kingdom, 2 months ago

Daniel

Verified user

Excellent support getting my initial mortgage and subsequently remortgaging. Very friendly service, always transparent and honest. Recommend highly

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United Kingdom, 2 months ago

Sarah

Verified user

It’s the second time we have used Just Mortgage Brokers & they were amazing! Daniel made everything so easy for us. We will definitely use them every time & recommend to friends & family.

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United Kingdom, 2 months ago

Emma

Verified user

Super easy to use, saved loads of time and stress having to sort out a new mortgage ourselves. It's easy to talk to a person on the phone and everyone has always been very helpful. This is the second time we've just JM and I would highly recommend!

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United Kingdom, 2 months ago

Ben

Verified user

Smooth as ever, efficient and charming - thanks team!

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United Kingdom, 2 months ago

Charmaine

Verified user

Always helpful and responsive. Yasmin always gets us a good deal, and we have been using Just Mortgage Brokers for many years. Easier to deal with then going direct to the lenders. Would highly recommend.

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United Kingdom, 2 months ago

Joel

Just Mortgage Brokers are the only place I’ll go for a mortgage or remortgage. Say what they’ll do- and then deliver each time, regardless of your circumstances. Highly recommended.

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United Kingdom, 2 months ago

FREQUENTLY ASKED QUESTIONS

The government passed new legislation in 1980 that enabled many local authority tenants to purchase their homes for a discounted price. In October 1980 the right to buy scheme was born as part of the Act of Parliament 1980.

The scheme has been amended over the years. It can be used by council tenants and housing association tenants. Certain criteria will apply depending on the tenant’s circumstances.

The government’s Right to Buy scheme gives people the opportunity to buy their council home or housing association property at a price discounted below its market value.

To find out more about the discounts available, visit our Right to Buy mortgage page.

Using our Right to Buy Discount Calculator, you can calculate what discount you could be entitled to when purchasing your public sector property through the Right to Buy scheme.

Our calculation is based on the current value of your home, the property type, and the number of years you have been a tenant. Your discount will vary depending on whether your property is a house or flat.