Mortgage Affordability

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Mortgage Affordability

  • Great Reviews
  • Exclusive Rates
  • Free, no obligation initial consultation
  • Specialist Advisors
Author's Avatar
Author: Carl Shave - CEO and co-founder
Last updated: 21 Jun 2024

Mortgage Affordability Calculator

Use our Mortgage Affordability Calculator to complete your income details, to give you an idea of how much you may be able to borrow.

What Mortgage Can I Get With My Salary

One of the main conversations we have with clients is on the subject of what is the maximum they are able to borrow or are they able to get the amount they wish to borrow.

Can I Get A Mortgage On 20K A Year

Yes, it is absolutely possible to get a mortgage on £20k a year. Very few lenders have a minimum amount of income to qualify for a mortgage and will typically permit anywhere between 4 to 5 times your annual income.

Getting A Joint Borrower Sole Proprieter Mortgage

Affordability or the ability to borrow the amount required for a mortgage is one of the critical elements of an application and one that gives cause to most disappointments when people look into their options.

Getting A Mortgage 7 Times Your Salary

For many lenders the maximum income multiple they will permit will be 5x income. Some will even cap this at a lower level however, there are some that will go beyond the 5x income multiple.

What To Do If you Can Not Afford A Mortgage

Failing a lender's affordability criteria is one of the most common reasons a new person, family or someone looking to relocate, may contacts us for advice.

Repayments On £150,000 Mortgage

Everyone's circumstances are different as are their needs when it comes to their borrowing requirements. As such, mortgages come in all shapes and sizes. This item focuses on a sized mortgage of £150,000 that is now relatively commonplace.

Repayments On £200,000 Mortgage

We'll give you an insight into what you can expect, and also a few hints and tips on how you can ensure you set your £200,000 mortgage up in the best way for you.

Bank Statements And Your Mortgage Application

We’ve put a useful guide together with a few pointers as to why your bank statements are required by some lenders, and debunk some of the myths that some people believe.

Here Are 8 Things That Can Stop You Getting A Mortgage

What could be the possible stumbling blocks when looking for a mortgage? We’ve listed a few of the usual suspects together with some ideas on how these may be resolved to enable success.

What Are The Maximum Mortgage Terms

There are many factors to take into consideration when arranging your mortgage with one of these being the overall term. Certain restrictions can apply where your mortgage term is concerned so we’ve put a few of the main points here to help you along the way.