How to get a mortgage with bad credit
When you’ve been advised that you are not able to get a mortgage, you would be forgiven in feeling frustrated and disappointed. For many, this is a complicated and stressful process and if you have had money troubles in the past, or just do not have a credit history at all, there is a strong chance that high street lenders may turn you down – mainly because they do not look at each applicant in the right detail and really take the time to understand what their requirements are and whether they can afford a mortgage or not. The popularity of “bad credit mortgages” has grown significantly over the last 3-4 years as many people realise that having black marks on their credit history does not have to stop them from obtaining a mortgage. But where do you start? We have prepared this guide from our expert advisers to give you the information you need to help make your mortgage (whether you’re a first time buyer, or remortgaging) a reality.